578 Mini Bank

These buildings are small walk or drive-up facilities, typically between 500 and 2,000 square feet in size. Exteriors have some ornamentation at all quality levels with the better qualities using stone, ornamental concrete, brick and/or solar glass. The interiors in the larger facilities for walk-in trade have plaster or drywall with special detailing in some areas, and may have some office and storage area. The office area may be open and located in the same general area as the banking services. Floor finishes usually are terrazzo, carpet or vinyl tile or sheet flooring. These buildings may have only drive-up or walk-up window access, with night depositories, surveillance systems and vaults also included.

Availability of Elevators by Area for this occupancy: No

Marshall Valuation Service sections: 15 and 45.

Typical Lives:

 

 

 

 

 

Class

 

 

 

 

Quality

A

B

C

D

H

M

P

S

W

Low

50

50

45

40

--

--

--

40

--

Average

50

50

45

40

--

--

--

40

--

Good

55

55

50

45

--

--

--

45

--

Excellent

55

55

50

45

--

--

--

45

--

Quality Selection Guide:

Class A (Fireproof Structural Steel Frame) and Class B: Reinforced Concrete Frame:

Quality

Exterior Walls

Interior Finish

Mechanicals

HVAC

Average

Brick, concrete, metal and glass, stone trim, some ornamentation

Plaster or drywall, good detail, terrazzo, carpet, vinyl tile

Good lighting and outlets, adequate restroom, TV circuits

Warm and cool air (zoned)

Good

Marble, granite, best metal and glass, highly decorative

Plaster or drywall, best stone or wood panels, terrazzo, carpet

Good lighting and closed circuit TV, quality restrooms and plumbing

Warm and cool air (zoned)

Class C (Masonry Bearing Walls)

Quality

Exterior Walls

Interior Finish

Mechanicals

HVAC

Low

Decorative block, some trim

Acoustic tile, vinyl composition

Minimum electrical, plumbing, TV

Package A.C.

Average

Metal and glass, brick, block, concrete, little ornamentation

Some plaster, acoustic tile, some terrazzo or tile, vinyl composition

Adequate lighting and outlets, adequate restroom, TV circuits

Package A.C.

Good

Brick, metal and glass, stone trim, good ornamentation

Plaster or drywall, paneling, vinyl and carpeting

Good lighting & plumbing, tiled restroom, TV circuits

Warm and cool air (zoned)

Excellent

Stone ashlar, best metal or concrete and glass panels

Plaster and paneling, vinyl wall finishes, carpeting, terrazzo

Good lighting and closed circuit TV, quality restrooms and plumbing

Warm and cool air (zoned)

Class D (Wood or Steel Framed Exterior Walls)

Quality

Exterior Walls

Interior Finish

Mechanicals

HVAC

Low

Siding or stucco, some trim

Acoustic tile, vinyl composition

Minimum electrical, plumbing, TV

Package A.C.

Average

Stucco or siding, some brick veneer, little ornamentation

Plaster or drywall, some tile or low-cost terrazzo, vinyl composition

Adequate lighting and outlets, adequate restroom, TV circuits

Package A.C.

Good

Brick veneer, metal and glass, panels, EIFS, ornamental finishes

Plaster and drywall, some paneling, vinyl and carpeting

Good lighting & plumbing, tiled restroom, closed circuit TV

Warm and cool air (zoned)

Excellent

Stone or face brick veneer, good metal and glass panels

Plaster and paneling, vinyl wall finishes, carpeting, terrazzo

Good lighting and closed circuit TV, quality restrooms and plumbing

Warm and cool air (zoned)

Class S (Metal Frame and Walls)

Quality

Exterior Walls

Interior Finish

Mechanicals

HVAC

Average

Sandwich or prefab. building panels, adequate fenestration

Drywall, acoustic, vinyl composition, some pavers or ceramic tile

Adequate lighting and outlets, adequate restroom, TV circuits

Package A.C.